Specialists in Medical Insurance Underwriting


HMCA Insurance Limited was established and incorporated in Gibraltar in 2006. It is licensed to operate by the Financial Services Commission in Gibraltar which regulates all Insurance Companies in Gibraltar. The Company is independently family owned.

Licensed to write certain classes of General Insurance business, HMCA Insurance currently specialises in underwriting private healthcare plans, dental and hospital cash plans for individuals and their families.

Medical Plans

The HMCA Medical Plans provide comprehensive benefits when you need them. You will have access to fast and efficient treatment by top surgeons. This will be at the hospital of your choice, ensuring first-class nursing and the privacy of your own room with the facilities you would expect at this stressful time.

Cash Plans

If you have ever been faced with unexpected medical expenses the HMCA Care Starter Cash Plan is one way you can reduce these unexpected expenses. Unexpected conditions that incur medical expenses on a yearly basis are optical checkups for your eyes or remedial Dental care. Other examples are using a chiropractor or osteopath when required.

Membership Groups

HMCA Insurance is a specialist in offering benefits exclusively to members of professional and trades associations and membership groups. Our plans are available exclusively to members of an association and not available to the general public ensuring and maintaining competitive rates for your members and their families.